How often do you hear your friends and family members say “Should I buy travel insurance?” In fact, there is a good chance you are asking the same question. You should know, though, it is not a good idea to doubt. A travel insurance policy should be part of your every trip. If you want to know the reason why, just refer to the list below:
- You can use it to cover your flight issues
Not all trips are pleasant. You could face a lot of flight issues, from cancellations to delays. You may even lose your ticket or luggage or perhaps be trapped in a middle of a storm or spend overnight at a place you should NOT be in the first place.
One of the reasons why you should say yes to “Should I buy travel insurance?” is because it gets you covered in these instances. You can use it to cover the accommodation costs or obtain refund or a portion of your prepaid costs.
- You can obtain an amount in case of bankruptcy
Because of the recession, you can never be sure which company can last for the next few months. You may have booked your air fares and accommodation last night — only to discover it has filed for bankruptcy today. Before you fret, you can get a refund for the amount you’ve paid or a percentage of it as long as you buy travel insurance in Singapore.
- You can use it for emergencies
Imagine this scenario:
You suddenly became sick and have to be quarantined or sent to a hospital. Worse, you need to be medically evacuated and be moved from one country to another. There is also the possibility that one of your traveling buddies suffered from an injury or illness. Rather than spend a lot of money and time converting currencies, you can just make use of your travel insurance.
- You need to count on immediate help
If you are in a country whose language you don’t completely understand, you can actually call the insurance company and asked for assistance (such as a support staff or an interpreter). This way, you’ll be assisted by the best people, especially if it is a matter of life and death.
- You can secure your family
They say airplanes are very safe. That is true, but it is not the ultimate lifesaver. Many die because of airplane crashes. If you are the breadwinner, you want to make sure your family can still receive benefits if something happens to you. Thus, you have to buy travel insurance online.
Should I buy travel insurance? Hopefully, the practical reasons stated above may make up your mind about getting one.